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Found 20 results

  1. Turkey has a national health insurance plan, managed by the Sosyal Güvenlik Kurumu, (Social Security Administration, or SGK). Once you have legally resided in Turkey for at least one year, you can enroll. After you pay the first premium, you are covered. You will get an SGK health insurance ID card which you can present at any state hospital and be treated, without charge. Some private hospitals also accept SGK insurance, but since treatment at private hospitals is more expensive than at state hospitals, there may be additional charges you will need to pay in cash, or have them covered by supplemental insurance that you can get from one of the Turkish insurance companies. SGK Insurance Premiums The premium for SGK insurance is currently 426.60 TL per month (2017). This price is for legally-married couples and their children (if they are under age 18) and for single persons (the price is the same for both--there is no discount for a single person). Note: If a person receives income from a government pension, that person will not be eligible to be a covered as a dependent under their spouse's SGK policy. First-time Application for SGK Insurance Because enrollment in the SGK plan requires you to be a resident of Turkey, and becoming a resident of Turkey requires health insurance coverage, you will have to go back and forth between the SGK office and the foreigners' bureau. Here's what you need to do: Go to the SGK office, and verify exactly what you need to do according to your situation. Rules can change or vary according to province. Get a physical examination. You can go to a private or state hospital for this (state hospitals are cheaper. You can pay by cash or credit card at either type of hospital. Go to the SGK office and submit an initial application for SGK insurance. You will need your residence permit, passport, and proof of address (such as a property deed or rental contract, or a stamped and signed address registration document from the Nüfus [Citizenship and Population Directorate]). The SGK will provisionally enroll you and give you a document called a Provizyon Sorgulama Cevap (Provisional Inquiry Reply) which shows you have been provisionally registered in the SGK system. Then, pay the premium for the first month of coverage. Go to the DGMM with your copy of the Provisional Inquiry Reply. Submit it with your residence permit application package. You will get a confirmation of application from the foreigners' bureau showing that you have applied for your residence permit. Go back to the SGK office with the confirmation document you received from the DGMM, and complete the SGK application process. You will then have medical insurance coverage in Turkey, and a completed and submitted application for your Turkey residence permit. Note: After you receive your residence permit, return to the SGK office, show them your residence permit card, and make sure that you are registered with the SGK as a resident of Turkey. Extending Your SGK Insurance Once you reach a date 60 days before the expiration of your residence permit, it is a good idea to apply to extend your SGK coverage as soon as possible, to make sure you have no gaps in your insurance coverage. If You Are Over 65 Years Old If you are over 65 years old, you do not need to have health insurance to get a residence permit, unless you are applying for a long-term residence permit. Need to buy the required health insurance coverage for your residence permit? You can buy it online, or just get a free quote, by using our Expat Health Insurance Inquiry Form. See Also Health Insurance Forum: A forum dedicated to the health insurance requirement to live in Turkey. Please post any questions or comments you have there. External Links Republic of Turkey, Social Security Institution: In English. Covers just about anything you need to know about SGK Universal Health Insurance.
  2. Hi, I searched all the links about SGK on this site but could not find the exact information I am looking for... I have questions about the SGK enrollment process, premium payments, and coverage. I'll describe below what I figured out piecemeal, hoping it can be helpful to anyone else who needs to know what to do. I am a US citizen on my third residency permit and have a cheap private insurance that meets the minimum ikamet requirements. However, I had heard that foreigners can enroll with SGK if they pay a monthly premium. I had also heard that the state healthcare system offers better coverage. My Turkish is not perfect so it was too complicated to ask the SGK personnel. I looked at their web site but the English version is different from the Turkish; even on the Turkish page there are so many links (and no search engine) so I found it nearly impossible to find the right information. PROCESS: This is what I know and have accomplished so far: I have gone to the SGK office in downtown Antalya, filled out a short written application and provided a color photocopy of the fronts and backs of my three ikamet cards, everything going back to my first residency. They told me the policy would begin on the date signed on the form. For any foreigner in Antalya who wants to enroll in SGK, ask for a ticket at the front desk to see counter C in the back room. (I waited and talked to 3 people before I was directed to the correct counter.) Within a few hours after they enter your application in their computer system, you will be registered in the SGK system under your kimlik number. They did not ask for my passport or a doctor's visit/form. They also told me the monthly premium would be 450 TL, but said I could not pay at the SGK office. I was told to go to the PTT or one of four Turkish banks. After searching online quite a while, I finally found a link to the e-Devlet site, where you can conveniently make premium payments online. The online payment option link is not easy to find on the SGK site but if you Google "SGK prim ödeme" you'll get a link. The e-Devlet link should be easier to find on the SGK site. You must first go to the PTT and show your ikamet (with the kimlik on it). The teller confirms that you are in the SGK system, then will give you a red envelope that contains your initial e-Devlet password. The teller will also tell you the amount due for your first premium, and will take your payment, giving you a receipt. My first premium was less, probably pro-rated for registering mid-month. There is also a fee of a few liras for the PTT to process the transaction. You can log in to the e-Devlet site with your kimlik number and your initial password from the red envelope. Then you must create a new password. I was able to find the date and amount of my first payment, and the date my membership began. In your ID profile, you'll want to confirm your cell phone number and e-mail address. You can access many other government sites via e-Devlet. The direct link for payment on the SGK site is: "Sosyal Güvenlik Kurumu Kart ile Prim Ödeme Uygulaması." This link will also take you to the e-Devlet login, but there are other tabs in the box. The last tab, "İnternet Bankacılığı," shows several banks through which you can make a payment on the site. I believe you must have an account and a debit/credit card with one of these banks in order to pay online. You may also be able to pay the SGK from the bank's web site. QUESTIONS: So now I'm registered and set up online, but what next? Payment Due Date: I noticed that the payment I just made showed a due date at the end of December. I found this strange for enrolling mid-November. Does anyone know the time frame of monthly periods and when due dates fall? (Is this similar to employees? For example, our apartment has a full-time doorman, for whom we must pay SGK insurance of about 500 TL/month. The payment for a given month is due around the 20th of the following month. I wonder if my case is like this even though I am not employed. So perhaps my December premium will be due toward the end of January, at the full amount??) Renewal/Extension: Since I have to renew my ikamet once a year, I have to show proof of insurance that will last the validity period of the next ikamet. I read somewhere that you should apply for an extension of your SGK membership 60 days before your current ikamet expires; otherwise you may be dropped from the SGK system and have to start all over again. Does anyone have any experience with this? Is there anything I have to do to extend the coverage? Coverage: What does SGK health insurance cover for foreign members? I do not have any US health insurance that will transfer over. I think the plan for foreigners is letter D? I can't find the list anymore because their web site is overwhelming. To clarify, I don't work here; I'm not an employee or retiree, just a foreigner paying independently into the system. Can anyone offer any tips on where I can navigate for the information I need? Thank you so much.
  3. Other than living in Turkey for over a year with a residence permit, what are the requirements for SGK insurance? Do I need to have a job with a work permit? I think that's what I was told at the local SGK office a year ago.
  4. If you want to get a residence permit while in Side or Manavgat, you will need to get health insurance. If you choose to get the state health insurance plan, under SGK, as opposed to buying private insurance, you will need to go here to apply for it. Open from 8:00 AM to 12:30 PM, and 1:30 PM to 5:00 PM.
  5. If you want to get a residence permit while in Kaş, you will need to get health insurance. If you choose to get the state health insurance plan, under SGK, as opposed to buying private insurance, you will need to go here to apply for it. Open from 8:00 AM to 12:30 PM, and 1:30 PM to 5:00 PM.
  6. If you want to get a residence permit while in Alanya, you will need to get health insurance. If you choose to get the state health insurance plan, under SGK, as opposed to buying private insurance, you will need to go here to apply for it. Open from 8:00 AM to 12:30 PM, and 1:30 PM to 5:00 PM.
  7. If you want to get a residence permit while in Kaş you will need to get health insurance. If you choose to get the state health insurance plan, under SGK, as opposed to buying private insurance, you will need to go here to apply for it. Open from 8:00 AM to 12:30 PM, and 1:30 PM to 5:00 PM.
  8. Fethiye Sosyal Güvenlik Merkezi, Sosyal Güvenlik Kurumu (SGK) This office is where you can enroll for the Turkish government health insurance scheme, provided by the SGK. Health insurance is required to get a residence permit in Turkey. You can either join the Turkish government plan, or get private health insurance through a local insurance company. Open weekdays from 8:00 AM to 12:00 noon, and 1:00 PM to 5:00 PM.
  9. The Sosyal Güvenlik Kumuru (SGK) Directorate for Antalya province. This is where you would need to apply for health insurance to have a residence permit in Turkey. To learn more about residence permits, see our collection of articles about residence permits here: Turkey Residence Permits
  10. The Kuşadası Sosyal Güvenlik Kurumu, or SGK, is where you need to go to get health insurance for your residence permit, if you choose to use the Turkey state-sponsored medical plan.
  11. The provincial social security directorate for Izmir. If you are getting a residence permit in Turkey, and decide to go with Turkey's national health insurance plan rather than getting private insurance, you can enroll for it here.
  12. Dear friends, Here I am with an other question; this time it is regarding the medical insurance SGK. I have understood that an individual (such as me) will have to purchase and pay a premium of TL 240 per month to get insured. This is also a requirement when applying for residence permit. Now the question is a little different. It is about my parents and sister. My father is 50; my mother is 48 and my sister is 14. Now the question is quite simple. If my father becomes a premium member for SGK; will my mother (his wife) and my sister(dependant) will be covered under the same package of TL 240 per month or three of them will have to get an insurance separately meaning that 240 * 3 = 720 TL? This is simple question I assume. I have gone through the lawyer regarding the residence permit and he says that my father will have to purchase one property at his name and show the monthly expenses sustenance for him, his wife and his daughter meaning $3000 for three of them for an entire year. And they will get the residence permit issued. Meaning that only one property but monthly expenses balance should be for each one of them. I wish to know how things work with the medical insurance. Is it one for three or each on of them gets the insurance individually? Regards, Faisal.
  13. Hi, Was hoping to get some SGK related answers by foreigners who are already living in Turkey. I'm considering to relocate within the next 6 months and have some questions 1) Based on updated and current SGK rules, is it mandatory for foreigners to opt in for SGK? 2) Can foreigners opt-in only after 1 year of RP? 3) SGK costs roughly $100 per month per couple? 4) SKG covers most medical care and surgeries except for cosmetic surgeries and cosmetic dental care? 5) My father has heart diseases and has gone through angioplasty twice. He also has diabetes and spends about $100 per month on insulin here in Pakistan. What choices does he have in regard with the health insurance, SGK or private or both. If private which one. 6) Are they are any good cardiology hospitals in or around Bursa. PS: Health insurance isn't popular in Pakistan and generally we pay per visit or per procedure so I'm an insurance noob. Any help will be highly appreciated. Thanks
  14. Hi guys, I am working and I know my employer makes payments for health, but its only for the basic state health? is that SGK? Does anyone know how much the 'top-up' is to turn it into private health? Thanks, Sorry, also Is it worth paying the top-up (premium) what more does it entitle you to?
  15. On the 20th of December 2013 the UK Consulate met with SGK officials about the following topics: You can find a report about the meeting here: Meeting Between UK Consulate and SGK Officials Unfortunately with the system used on this website there is no way to print it out, you can only read it on the screen. Opting out of the SchemeJoint/Family Membership and PoliciesDependentsRetired but Not in Receipt of a UK PensionDefinition of "Retired"Retired and Receiving a UK State PensionMedical TestsAutomatic Payments of PremiumsIndividual PremiumsDocuments Available in EnglishWhat is Covered by the Healthcare Scheme
  16. The following is quoted from the British Embassy in Ankara facebook pages posted today 2 July 2013: "Changes to SGK regulations: It is no longer compulsory for foreign nationals to join the SGK health scheme. Those wishing to join may do so after one year of residency in Turkey with a residence permit. All foreign nationals who have been residing longer than a year will also be eligible to apply and payments will start from the date of application. Payments will not be back dated. The only time when a foreign national will be able to cease membership, or withdraw their application from SGK, is when they decide to leave Turkey to return to their country or if they join an official health scheme (e.g. NHS). If leaving Turkey on a permanent basis an individual must surrender their residence permit to the Foreigners Police Department and write a letter to their SGK office informing them that they are leaving the country. On joining an official health scheme a letter proving membership of the scheme must be submitted to the SGK office."
  17. For newcomers to Turkey I thought the following article might be of interest to you. State health insurance application made simple After many expats were put off joining the SGK (Sosyal Güvenlik Kurumu) – Turkey’s state health insurance – last year because of teething problems and a complicated application process, now things have improved and a much more streamlined sign-up system is in place. A brave couple who were keen to get to the bottom of the situation armed themselves with a Turkish friend as a translator and headed to the newly opened SGK office in Didim. And here’s what they discovered: If you are married, you need to take: • Your marriage certificate; • Your Turkish kimlik number (which the couple obtained by taking their residence permits to the local police station); • Proof of your address (this needs to be obtained from your local Nufus Müdürlüğü office) • Your residence permit • Your passport On returning to the SGK office, you will have to fill in a simple form that apparently takes less than a minute. The SGK staff will confirm by phone within a couple of hours that the application process is complete – BUT they do not take payments for the SGK at the office. How do you make the payment? In order to make your payment, you will need to pop along to the Ziraat Bank where you can then make the payment using their ATM machine. How much does it cost? The couple said they were charged 261TL (this includes the first month of SGK payment and application fee), but after this they will simply return to the Ziraat Bank’s ATM every month and pay the amount demanded. The average price for a married couple on SGK is around 230TL (approx. £72) per month. The couple said: “The whole process and paying into Ziraat was pretty smooth and we are glad to have done it. But we do advise people thinking of getting into SGK to take a Turkish translator or friend to the SGK office as none of the staff can speak English.” It now means that the couple can avail themselves of all the medical and health services that Turkish people enjoy. By paying monthly, they are entitled to free treatment in state hospitals and will be able to get treatment in some private hospitals at a reduced cost. Those foreign residents with a residence permit, and have been resident in Turkey for at least one year, can apply. A single monthly premium will cover a married couple and their children. However, there is no discount for single people, and those couples who are not married and simply live together have to pay separate single premiums. Source: http://turkeyguidenews.com/1ICP-1SP8I-D68DO95U71/cr.aspx
  18. Hi, I'm intending to move to live in Istanbul for a few months. I want to get SGK cover, how do I go about it if I am not employed? From what I know I need to be employed for a minimum amount of time. What about those who are self-employed? Any advice would be appreciated.
  19. Does anyone know if it is now possible to pay the monthly premiums of the new government health insurance by automatic payment through a bank?I tried to do this (thru Akbank) but they said they required another number in addition to the kimlik number.But when I tried to get this from SGK they said there was no additional number. I'm currently paying by going into VakifBank and paying cash there. The receipts they give me do not carry any number in addition to the Kimlik.
  20. A friend of mine just found out the hard way that if your Residence Permit expires you are automatically de-registered from SGK (Social Security Health System). It seems that when you initially register for SGK it is only for the duration of your RP so when you renew your RP it is important to go back to the SGK offices and have the end date adjusted.
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