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Found 8 results

  1. Hello, foreign university student here! So I wanted to buy something in installments, and I was thinking of opening up a Ziraat Bank account for it Now I've heard that a regular Ziraat bank card doesn't allow for paying in installments, but a Ziraat credit card does Can I apply for Ziraat credit card while jobless and not hired by the government? If so, is it harder than acquiring a normal bank card? Thanks!
  2. Hello, I have a question regarding credit card. Does anybody here use creditcard (Turkish bank)? I actually use it in Turkish tl, however now for applying universities or registering some exams I need to pay in dollar or euro or .... I want to know if I change my bill to the (yabanci ekstre) which means the debt will be appeared not in Turkish tl, is it economical? This means that the debt directly appear as dollar and I waill pay off as dollar? Also, I see that I can change it whenever I want. However, when it is applied is important. For example, today is the last day for the previous debt payment. Now, if I change it now is it applied to the next 30 days? I know that if I purchase in TL and the ekstre is in dollar then they use the maximum exchange rate in that day however, I do not want to use it as TL and just use it in dollar for this month. The bank could not explain well for me. Thanks
  3. What Turkish bank is most likely to give me a real credit card as a foreigner? My Ziraat Bank card has the MasterCard logo on it but it does not work on n11.com it does not work at hepsiburada.com I can not buy bus tickets online I can not rent a car with it and it has a POS limit of 2000 TL per transaction which is much too low for me. I asked to have the limit increased and it does not seem to be possible at all. So basically this card is useless to me apart from minor POS purchases and getting cash from ATMs.
  4. Hi I have a turkish bank card from yapikerdi but it is a visa electron only. No chip. But I was wondering if I can use this in uk to withdraw cash from cash machine. I have not tried as im scared it will take my card. Just wondering if any of has used there visa electron in ukThanks
  5. am I responsible for the credit card debts my Turkish husband has run up in turkey,,if I go to see the advocate my self to try and come to an arangment to pay so much a month for my husband ,will they detain me in turkey ,,I live in uk ,,
  6. I have been married to my Turkish husband for twelve years now ,I still live in uk and he lives in aydin turkey ,,a couple of months ago ,he told me he had run up credit card debts ,and that they have said if they are not paid they will put him in prison ,, I am on a small income but on my next visit to see him ,,I would like to go and talk to the advocate and try and arrange a minimum amount each month ,,but I do not know the Turkish law ,,and I am afraid they will hold me responsible for his debts ,and try and detain me in turkey .. I do not know the exact amount he owes ,,but he has said it stretches over a couple of years ,,so I imagine the interest has build up a huge amount ,does any body know how I would stand on this situation,,V
  7. Does anyone have experience of using a Turkish bank's credit card (mastercard or visa) in UK? Are there any extra charges? What kind of exchange rate do they give? Is it extremely unfavourable? What are the pros and cons of the alternatives to the credit card? Thanks for any help with this.
  8. I understand all I need is a Turkish tax number to be able to apply for a bank account & card. What I would like: - Most cards entail a 1%, 2%, 3% etc. foreign exchange fee when used abroad. I am looking for the card with the 0% forex fee if possible. The most important criteria! - It can have a modest foreign fixed ATM fee like TRY 3 but definitely not TRY 6. Can be free as well but not necessary. - The account can be free but it is also not necessary. I rather pay a monthly fee for the account if forex fees are 0% and foreign ATM fees are cheap or possibly also free Additionally: - Nice service, they speak English (obviously) - For Internet banking I don't like the token devices, SMS is better especially if I can also get the verification codes to a foreign number. What else do they use besides token and SMS? Oh, dedicated smartphone apps I don't like either. - I heard a lot about Islamic banking, heck, I would try it. They must be nicer, aren't they? - What about Turkish vs. TRNC banking? Some bank in TRNC are in the Turkish system whose IBAN code start with TR. How about the 'real' TRNC banks? - Interest is not need to be paid on the account. I'd rather vote for better service than interest paid. With which banks did you have good experiences? With which banks did you have bad experiences?
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