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About emu88

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  1. Oh that's very useful, thank you!So yes, the quote I got from Garanti was for the whole year then.The link you posted, it must just be a rough guide since it isn't bank specific?
  2. I rang up Garanti and they said that with 5000 TL in the e-savings account on 33-45 day terms with 9.75% I would get, after taxes, net 374TL PER MONTH.That surely cannot be right? Must be per year? Otherwise, someone with 100,000 TL in the account would be getting about 9000TL PER MONTH interest - impossible right?Have Garanti told me wrong over the phone?
  3. What % is the tax on interest? Thanks for that aine, I'll definitely keep an eye out for that then when I open an account.
  4. I get compound interest, but I don't get why the first month wouldn't equal 39.58TL.I have this in my mind:Month---BALANCE------------------------------------------INTEREST1---------5000-------------<--9.5% of this divided by 12 = 39.582---------5039.58---------<--9.5% of this divided by 12 = 39.893---------5079.47---------<--9.5% of this divided by 12 = 40.214---------...............................5---------..................But that evidently isn't the case. Can you correct the above interest for me please?
  5. Ok, so I have a Garanti bank current account and also have internet banking. I want to stick some TL into a savings account, specifically Garanti's e-savings account which if I open online, I get a better rate. However, since I am used to the UK way of interest rates being displayed, the explanation of the rates for Garanti (and all other banks) confuses me somewhat. Can anyone help? Notice on the below table taken from Garanti the interest rates are far better than the UK, but what are these huge choice of 'terms' and how do they affect interest? So, if I put 5000TL in a 1-month term account, I will get a rate of 9.5% over 12 months which will give me 475TL interest per year, or 39.58TL per month? Paid monthly or annually?
  6. Ok so on another note, if I decide to register one of the phones in Turkey, will the phone be registered to JUST MY sim or, once registered, can I put any sim in it?
  7. Also, here's an interesting letter from young academics in Turkey to the prime minister lamenting the course he takes on religion. It touches upon the 'hundreds of thousands of unrepresented atheist citizens'.Sorry it's in Turkish.http://www.dilekceonline.com/genc_akademisyenlerden_babakana_yant
  8. Haha, same here. Peanut butter is another one, and beans on toast prompts a response of shock. I don't know, would be interesting to find out, I shall see if I can. Damn well should be!
  9. I was not referring to the current Arab world but to the general Muslim one. Whether it's apostates being murdered, women being stoned or the annual scuffles that erupt in Mecca between Saudi Sunnis and Iranian Shias, the Muslim world has been and is far from a model of peaceable behaviour. 'Unpeaceable' behaviour is not simply drunkenness, drug addiction and disrespect to the elderly lady down the hall, it is also state-sanctioned murder, superstition-fuelled devotion and widespread propagation of ignorance by religious figures - all of which are common occurrences in the Muslim world. (The former set being common occurrences in the western world). Yes, a feudal village in southern Iran where the youth talk to the elders with respect and humility and everyone adopts that typical veneer of mutual respect may well feature an element lacking in parts of the western world, but it's crucial to remember that the Iranian village example is a result of drummed in obedience and indoctrination, default respect of tradition and frowning of anything and anyone that may wish to peek beyond its limits, and this by definition results in a reduction in zest for life. Whilst the west is plagued by social behaviour problems, it is due more to the decline of proper punishment and deterrents (and breakdown of family structure) rather than to the decline of Christian values which just happened to promote those same things (along with a bunch of other thoroughly undesirable tenets). Interestingly, Iran has a serious drug problem. Whilst the decline in prominence of religion in the Christian world has undoubtedly, with individuals that have no other source of moral fiber, allowed antisocial behaviour to increase, it's decline has also freed and empowered a huge segment of society and seen the collapse of dogmatic strangleholds over happiness and motivation and free thought. Religion is by no means the only source of moral conduct for societies to act upon. In fact it represents beliefs that encourage thoroughly amoral conduct in the name something or other, so why so many people cannot draw upon their human instincts of goodness rather than lament the passing of the dominance of an earthly representation of an omnipotent big-brother along with rituals and inane superstitions simply because it kept the dregs of society somewhat more contained on a day to day basis, is beyond me. Besides, the view that when the Christian world was more pious it had more peaceable societies is somewhat idyllic. The traditionally Christian world has waged wars and exhibited examples of utter social chaos and inhumanity since time immemorial precisely BECAUSE of religion, and although wars are still waged, the fundamentals behind contemporary western-structured societies (that includes Turkish society to a great degree, thanks to Ataturks reforms) provides far more opportunity for self improvement, freedom of thought and action (and thus contentment) in a much less scrutinized, suffocating, stunting and superstitious manner than even just a few generations ago. All thanks largely to the combatants of dogmatic faith.
  10. Hmm, I checked some Turkish forums and yes that does seem to be the case, even if it's unlocked. No matter, I can go to the local Turkcell shop when I am back and register one of the phones with my passport, costs 5 TL apparently, and my partner another. The other phones when my family visit and go back to Turkey. I only ended up paying about £2 per phone anyway! Edit: Bummer, seems you need to BUY a new Turkish sim too, even though I have one: Pasaport Nüfus Cüzdanı Emniyetten Alınacak Ülkeye Giriş Kağıdı (Pasaportunda Giriş Tarihli Mühür Olanların Alması Gerekmiyor) İkametgah Belgesi (Türk Pasaportu Olanların Alması Gerekmiyor) Yeni Bir Hat It's such a silly law, if even basic phones weren't so pricey in Turkey then people wouldn't try to buy from abroad.
  11. The culture of fear spread by people like Wilders and the like are one thing, and anyone who can't see past their antics as purely pot shots at elements of society they simply don't like, is a fool. However, when people start using terms like 'true' Muslims/Christians whatever, it gets me thinking about the apathy many liberal westerners have for religion, which they often like to see through rose-tinted, spiritual glasses. One only needs to understand that a 'true' follower of anything is one that follows the rules of that thing, and the rules of a religion are written in books that, if read, are full of 1: contradictions, 2: laughable fantasy and 3: archaic commands of lunacy, despotism and intolerance. Someone who follows such rules would indeed be a 'true' believer. It is the HUMAN aspect of many people that are religious that makes them want to live in peace and promote it, not the propositions of the religion they happen to profess.
  12. Key thing being tense there. The [developed] Christian world is no longer particular 'Christian' and thank god too. If you think the worlds Muslims live in harmony with each other, I respectfully suggest you do a bit of research!!
  13. emu88

    Invitation To S

    Regardless of how everyone is supposed to tolerate such a practice because it is part of a 'religion', it is an utterly archaic form of mutilation, has been shown to inhibit sexual pleasure and is only seen as 'normal' because it was scribbled down in the old testament thousands of years ago! Religion makes otherwise good people do pointless and, in this case, barbaric things. I would not attend on principle!Edit: And how parents can be proud of the event that must, by definition, be harrowing for its victim at that age is testament to how much influence religion can have on otherwise good people.
  14. How you get on as an atheist in Turkey depends entirelly upon who you keep company with, and if you are in a private or public, or official setting. I know plenty of Turkish atheists, and you don't need to wander far into Turkish literary work to find a few prominent ones (not that their atheism is advertised much). Recently I have dramatically switched - due to work, location and relationships - most of the Turkish people with whom I associate, and the difference is quite marked. There is an ample availability of both tolerant (readily accepting) camps and harshly critical.My first years in Turkey working in a backwater town called Serik, put me in the presence of many friendly people, many of who were so narrow minded due to upbringing that they turned immediately sour and uncompanionable when matters outside their comfort zone of acceptability were raised - such as atheism or criticism of religion. I suspect their reaction to tense conversational salvos with me on the subject was muted due to me being known as the 'foreign kid', and had I been a local of the town I am sure the reaction to my atheism would have been far more harsh.In utter contrast, my partner and her immediate family and the section of Turkish society they come from are all completely cordial on the matter (not that it's been raised) and many are also atheists. There's a huge segment of Turkish society that is a direct legacy of the secular aspect rooted in Ataturks revolution and reforms. That Ataturk himself could have been an atheist is pretty much never even raised, but it is more than likely he was. Part of this secular camp is quietly and privately religious - only in the respect that they believe in god - and part is athiest, a result of actually reflecting on the subject of religion and coming to the conclusion it's utter inhibitive nonsense. Regardless, you will be more than tolerated (accepted) in this secular camp and will have ample opportunity to get into debates on the matter with like minded people. If your family is traditional, not particularly secular minded (you will have a black and white indication of this if they support the AKP or not) then you may well have a hard time if you make your atheism known. Then again, as a half American person (particularly American on your FATHERS side) they may not expect you to be religious.On an official front, it's an odd thing. Turkey is VERy secular constitutionally and when you compare it with the UK on paper, the UK seems like a superstitious medieval religious state. So in theory you will not be discriminated by the state in ANY walk of life for your religious beliefs. In practice it is quite different. No Turkish atheist I know has NONE in their religion box on their ID, none would risk it for discrimination in getting work or any task that requires ID to be shown (I'm thinking of the police, a famed bastion of unaccepting traditionalism). If Ataturk had not drunk himself into an early grave then maybe this would not be the case.. Then again, the bloodthirstly selfishness of politicians in his wake would still have turned everything upside down if it meant their popularity.
  15. The phones I bought are all unlocked and will work on any provider, just pop in a sim. Additionally I paid just just a few pounds each for them, which makes 60TL seem pricey. Not bad phones either. Believe it or not, it's a very real possibility. All you need to do is use a cashback website, then go via them to mobiles.co.uk and choose a cheap pay as you go phone with a vodafone sim. You get a good standard phone for a few quid that would cost about 10 times as much in Turkey.Anywho, so your luggage gets scanned if you fly from Istanbul, what about direct to Antalya from Manchester with T.cook?Plenty of people have 2 or even 3 phones, so as long as the box is flattened and the phone is on your person with a sim in, surely no one would be able to stop you for that. If you are travelling in a party of 3-4 then you can get 3-4 new phones in.
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