Travel insurance is required by law for entry into Turkey. While this law isn't strictly enforced, it's still a good idea to buy a policy to protect you from financial loss and cover you if you require medical treatment.
What is Travel Insurance?
Travel insurance is a temporary insurance policy that protects you from financial loss, which might occur in a variety of potentially unfortunate or disastrous events. These events include medical emergencies, hospitalization, theft or loss of property, and even the cancellation of your trip. A travel insurance policy typically becomes active on the first day of your journey and ends on the last day.
If you're traveling to Turkey with a visa (or your ID card, if you're visa-exempt) and plan to get a residence permit to live in Turkey, travel insurance can cover you until you arrange health insurance for your residence permit.
What Does Travel Insurance Cover?
Travel insurance "package" policies cover a variety of events you're most likely to need coverage for. You can also buy add-on supplements to cover things like baggage loss and your liability while driving a rental car.
Here are some of the things that travel insurance can cover:
If your trip is canceled for reasons beyond your control, or if you have an emergency that causes the cancellation, you can be reimbursed for your payments for flight tickets, hotels, and even deposits or prepayments for holiday rental properties.
Missed Connections or Delays
If you miss your connection or your trip is delayed for reasons beyond your control, you can be reimbursed for hotel expenses and other expenses you incur because of the delay.
Loss or Damage of Personal Items
Travel insurance can cover loss, damage, and theft of baggage or other valuable items such as cameras, computers, and mobile phones.
Illness and Injury
If you become ill or have an accident and go to a Turkish hospital, you'll have to pay for your treatment in cash or by credit card. If it's a severe illness or injury, you may be hospitalized and end up with a substantial medical bill. Depending on your policy, travel insurance will cover most or all of these.
Medical Evacuation and Repatriation
If you're transported over a long distance, or by air, or if you must be medically evacuated to your home country, travel insurance can cover this, too.
When to Buy Travel Insurance
The best time to buy a travel insurance policy is just after you book your trip. At that point, you'll know your itinerary and what expenses you'll need to cover. You'll need this information when you apply for a travel insurance policy.
The price of a travel insurance policy will vary according to the destination and details of your trip, and the cost of transportation and accommodation, among other things.
Read Your Policy Carefully
Be sure you know what your travel insurance policy covers. Some things will probably not be covered, such as "adventure sports" like scuba diving, rock climbing, and even quad biking.
Use a Travel Insurance Comparison Website
A comparison website allows you to enter your trip information and what you want to be covered, then receive automatic quotes from several different insurance companies. You can compare their coverage and prices and select the policy you like the best.
Turkey Central is partnered with, and recommends, TravelInsurance.com. They're the world's leading travel insurance comparison site, where you can buy an insurance policy as easily as you can book a flight. Enter your personal information and the details of your trip, and you'll get instant quotes from top-rated insurance companies. Then you can select the policy you want and pay for it by credit card. They'll send your policy in minutes, by e-mail.
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