Dear members, thank you all for helping me in recent days. I have been through lot of mental stress due to combination of ignorance and confusing terminology. I want to thank you by sharing my experience to aliviate other peoples stress ... especially when buying a New Built Property [2011 onwards].1) Try and deal directly with the developer ... you will save yourself lot of money. But, sometimes Emlak agents cannot be avoided. A good agent is worth a lot ... a bad one, pure hell and hindrance. BEFORE YOU PART WITH ONE PENNY >>>2) Get Tapu copy, make sure to get Tapu details and match them with the map, noting down land marks [this will help you later]3) It will [most probably] be an Irtifakli tapu [do not worry]4) Get a copy of **Genel Iskan Belgesi document ... examine it for proper 'Stamps' at the bottom. Match the Ada, Pafta and Parsel numbers with the Tapu. [THIS IS THE ONE MOST IMPORTANT DOCUMENT]5) If the sale is via a Power of Attorney ... examine it, match it with the person's Kimlik [iD Card] ... take photo copies.6) Go down to the Belediye ... 'Iskan Department' [or equivalent depending on the Belediye] ... you can find this out from the Information Desk. Ask to see a suitable person in that department ... present the Tapu and Genel Iskan Belgesi ... and verify that Genel Iskan Belgesi is in order. The clerk will tell you this within minutes. Verbally ask the person 'After getting the Kat Irtifakli Tapu, can I get Ferdi Iskan & Kat Mulkiyet Tapu for this particular property?' [Just get a verbal answer at this stage]7) With the department dealing with Tapu, you can also find out if there is a 'Debt' on it [verbal info only]xxxxxxxxxxxxxxxx Congratulations you have accomplished more than half xxxxxxxxxxxxxxxxxxxxxxxxxxxNow you are in a position to make written agreements and pay deposits so that you can apply for Military Permission.When the permission comes through, In my case it took exactly 6 weeks, but it can take up to 12 [Antalya]. In Antalya you can get a good Tapu Takip person for 500TL [about £150] to chase it for you.Get the Deprem Sigorta [Earthquake Insurance] go down to Belediye. You can now get [the dreaded] Kat Irtifakli Tapu ... almost the same day.Because you have ascertained that the *Genel Iskan Belgesi is OK, you can immediately apply for Ferdi Iskan and Kat Mulkiyet Tapu. Depending on the size of the flat, expect to pay about 500TL more.You can now frame your Tapu ... and get all the utilities [except land telephone].Note: Genel Iskan Belgesi is also known as 'On Iskan', 'Iskan Ruhsat', 'Yapi Izin' or just 'Iskan'... etc. This is equivalent to 'Planning and Building Consent by the Municipality. Do NOT confuse it with "YAPI KULLANMA IZIN BELGESI" ... this is the "Ferdi Iskan" as above. If you have a good Turkish speaking friend ... it is very helpful. To avoid a lawyer, you can get very good sample agreements and HAVE THEM NOTARISED. An agreement drawn up by a lawyer is legally EXCACTLY in the same catgory as one drawn up by a local estate Agent. The wording is slightly more different. A 'Notar' agreement is the best and the strongest in law ... but it costs 1% of the purchase price!!No matter what the lawyers say ... they do not carry out half the searches needed ... one thing they do is to see that the Title is Debt Free. But this you can do yourself. But you can find this out yourself by applying for a cxertificate at the Belediye ... I think it costs about 10TL.It is best to buy a property that already has a 'Ferdi Iskan' .... better still a Kat Mulkiyet Tapu.Those people who bought propertiy in the past ... and have Kat Irtifakli Tapu and no GENEL ISKAN BELGESI ... they are in a more difficult position ... but help may be at hand. I think they will have things sorted out after paying a fine. There are literally MILLIONS of Turks in this position. It is said that 70% of properties in istabul alone are without Planning Permission Certificate [Genel Iskan Belgesi].However, properties built before 1957 are deemed as having this ... and the owners can swap their Irtifakli to MulkiyetiI have written this at a trot ... please excuse lack of presentation etc.