Hi Teresac, I'm very sorry to hear about your illness, I hope the doctors find out what's wrong with you very soon, and that you'll soon be well again!
I'm not sure if you're allowed to say who your insurers were when you were in Turkey, but I'm guessing they were obviously a British company? The reason I ask is I'm wondering why you couldn't go to the Letoonia hospital in Fethiye for treatment?
I think I'm right in believing this latest illness and neck injury you had in Fethiye was separate to the one you had previously, so I'm confused as to why the insurers said you couldn't go back there for treatment for your new condition?
That's very worrying if that's the case! As you know yourself health insurance cover is so important for when you travel abroad, so it's very worrying that this company told you that you couldn't go to the private hospital for treatment!
I had to go to the private hospital in Turkey on one occasion when I reacted badly to a bite and I was seen by a doctor and treated without contacting my health insurance company. The way my insurance worked was I could go for treatment first and then claim afterwards on the insurance. I thought that was how they all worked? That's frightening to know some health insurance companies ask you to contact them before you go to hospital!
In my case I didn't bother claiming for my treatment, it was less than £50 including the medicine, and so wasn't worth the bother - and I think you have to pay an excess charge anyway?
But I'm quite alarmed to learn you had to liaise with the insurance company first! What would happen if someone had a bad road traffic accident or suffered a heart attack? Surely they wouldn't have to contact the insurance company first!
Whatever the outcome I hope you get better very very soon!