4 replies to this topic

[Wolfy]

Due to move over to Istanbul in just under 2 weeks, just wanting to know what the deal is with regards to credit purchases. Obviously when I get my residence permit I can buy white goods, that's not a problem, but I'm wondering if I'm able to buy them on credit (pay 70TRY each month for 6 months kinda thing) Or if I have to wait for a few months, or if I simply can't get credit as I'm not a citizen. Just wanting to know to help budget is all.

Thanks again.

[Cukurbagli]

I've only ever seen credit offered if you have a credit card but you can buy white goods for cash when you get here while you have a tourist visa.

[sunny]

As a foreigner, without an income being paid into the bank, you can only get a credit card if you've got twice the limit of the credit card blocked in a bank. For example if your limit is 1000tl you have to have 2000tl in an account which you can't use, only take the interest!!

[Wolfy]

So there's no waiting period or anything like that, as long as I have income being paid into the bank on a regular basis, I can get a debit/credit card and get white goods by paying monthly.

Thanks, like I said, wasn't too sure on how that worked, I was largely presuming I wouldn't be able to do that for a few months, instead of by how much money I had coming in.

Anyways, thanks again. Much apprieciated.

[Cukurbagli]

Sunny is right however the amount that gets blocked is dependent on the bank, at Yapi Kredi I get 750TL limit and have 850TL blocked, maybe it depends how good looking you are